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WE CLAIM YOUR MORTGAGES EXPENSES

HAVE YOU OVERPAID? If you have entered a mortgage in Spain, you may have paid unnecessary bank fees that you are entitled to claim back By virtue of the December 2015 Supreme Court ruling, your bank or credit institution must at least partially bear the cost of your mortgage execution, such as...
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ARE YOU A RESIDENT? DON’T FORGET ABOUT YOUR TAX YEAR!

You must pay taxes on your worldwide income in your country of residence. SPANISH RESIDENT If you have stayed within Spanish territory for over 183 consecutive days in 12 months. If you are EMPLOYED, your employer will deduct your income tax liability from your salary and you must file a tax return when exceeding the...
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DO YOU OWN A PROPERTY IN SPAIN?

Whether you are a Spanish citizen or not, there is a series of tax obligations that you must comply with. Here is a short informative tax guide: RESIDENT: If the property is available to you all-year-long,  you must include it in your annual tax return, considering its cadastral value. If you rent out...
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DONT’T PAY DOUBLE THE TAXES!

Are you aware of the impact of the double taxation treaty between your country of origin and your country of residence on your finances? Most countries have established double taxation treaties to prevent double payment on every one asset, economic activity or inheritance. Such agreements enable for an information exchange between tax authorities in the...
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FORM 720

From 2013 onwards, all Spanish residents are required to report any foreign assets amounting to over €50,000 to the Spanish Tax Agency. Assets to declare can be split into three main separate groups: Bank accounts based abroad. Securities, rights, insurance and annuities deposited, managed or obtained abroad. Immovable property and...